Loan Terms

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We try to make the process of getting hard money loans easy to understand for our Denver clients. We don’t believe in presenting heap of information that they don’t need to know, confusing them. There are plenty of money lenders in the Denver area that will present you with information overload, leaving you feeling even more unsure than you were before. With COST Fund, our terms are simple and straightforward.

Short Term Loans in Denver

At COST Fund, we specialize in offering short term loans to our Denver clients. Because the work we do is intended to be used to acquire real estate properties within the Denver area, our loans typically don’t need to go any longer than a few months. When you acquire a property in Denver, you want to do it as quickly as possible to get there before another buyer does. Short term loans allow for us to get you funds in a timely manner. Here are the terms of our hard money loans:

Loan to Cost: Up to 85%
Loan to Value: Up to 75%
Doc Prep. Fee: $1,000-$1,400

Private Lending For Residential Investors

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When you sit down with the professional at COST Fund, you’ll be informed of everything you need to know before committing to anything long-term. All we need from you in return is to obtain and sign the following documents:

Promissory Note
Deed of Trust
Personal Guarantee
Property Insurance
Title Policy and Escrow Fees (if available)

What We Expect from Denver Clients

Denver Loan Provider with No Origination Fees

Unlike other loan providers in Denver, we offer loans with no origination fees. This is because all of the loan agreements we deal with are designed to be short term loans, so we don’t make you pay more than you need to. To counteract no origination fees, we do have a noticeably higher interest rates than some other loan providers in Denver. But even with these high interest rates, you’ll be maximizing your return on investment.

Apply for A Hard Money Loan from COST Fund in Denver!

When you need the money to close your real estate deal, but don’t want to wait for credit from a slow-processing bank, turn to COST Fund. Our fast and easy qualification takes days instead of months to get you approved. We’ve provided hard money and private mortgage loans, specializing in short-term residential money lending for the Greater Denver Metro for over 5 years, with more than 600 acquisitions already processed. Apply today to get your loan started!

Apply Now

Call (303) 567-6333