Colorado private lending

Short-term real estate loans for investors who need to move.

Cost Fund provides private capital and hard money lending for borrowers acquiring, improving, refinancing, or bridging residential real estate opportunities throughout Colorado.

Apply Now Call (303) 567-6333

Transparent lending built around the asset.

  • Fast review for time-sensitive deals
  • Underwriting focused on tangible property value
  • Local Colorado lending experience
  • Funding for acquisition, rehab, and bridge scenarios

Private real estate lending

A private lender that understands real estate investment.

Traditional lenders are not always built for investors, tight timelines, or properties with a business plan. Cost Fund focuses on the tangible value of the asset, the borrower’s plan, and a clear path to repayment so you can move forward with confidence.

See How It Works

Good fit for:

  • Acquisition loans
  • Fix-and-flip and purchase plus rehab funding
  • Bridge loans with tight timelines
  • Cash-out refinance opportunities
  • Value-add residential projects
  • Borrowers who can explain the deal and exit plan

Loan programs

Private lending options for Colorado real estate borrowers.

Use the right lending structure for the property, timeline, and investment plan in front of you.

Acquisition Loans

Short-term funding for borrowers purchasing residential investment properties.

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Bridge Loans

Temporary financing when timing matters and traditional lenders move too slowly.

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Fix & Flip Loans

Capital designed to help investors acquire, renovate, and reposition residential properties.

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Value-Add Loans

Funding for projects where improvements can create a stronger real estate opportunity.

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The process

A lending process designed to reduce friction.

1

Submit your deal

Send the property address, purchase price, budget, timeline, and exit plan.

2

We review it

Our team evaluates the property, borrower experience, tangible value, and overall deal structure.

3

Receive terms

If the deal fits, we provide clear loan terms so you can make a confident decision.

4

Move to closing

Once approved, we help keep the process moving toward funding and closing.

Why borrowers choose Cost Fund

  • Fast approvals for qualified deals
  • Local understanding of Colorado real estate
  • Clear, direct communication
  • Transparent terms and common-sense underwriting
  • Focused on investment property lending
CO Local market focus
Short Term lending
Fast Deal review

No unnecessary friction

Bring us the deal. We’ll help you understand if it fits.

Whether you are working against an auction deadline, a contract deadline, or a tight renovation timeline, Cost Fund is built to review the real estate opportunity quickly and communicate clearly.

Have a deal that needs funding?

Send the property details and we’ll let you know if it fits our lending criteria.

Apply Now