Real Estate Loan & Lending Company in Denver, CO

At Colorado Short Term Funding, or COST Fund, we have the solutions you need to get premier lending for your Denver real estate investments. Our Colorado-based lending company uses private capital and hard money to bring fast and competitive loans that are transparent and underwritten in-house. When you apply with us, we can get you the hard money you require for a number of real estate investments in Denver based on property value instead of your credit. Whether you’re looking to flip a property or need a bridge between two investments, we have the short term financing options to help with your real estate dealings.

Creative Approach | Minimal Hurdles | Surety of Close | Financial Security

Get a Lender When you Need it in Denver

Our Denver lending company can cover you in a variety of situations which require fast, hard cash. Popular with fix and flip investors, acquiring rental properties and those who seek to re-finance for public trustee purchases. The range of services we have available will help you acquire the residential investment properties you want in a timely manner with no hidden fees. We can get you the funds you need in Denver for your different real estate investments.

Private Lending For Residential Investors

Who We Work With

Colorado Short Term Funding (COST Fund) is a private lending company that works exclusively with individuals and companies who wish to acquire residential investment properties. COST Fund’s Primary Private Lending Programs include:

  • Fix & Flip Investments
  • Acquire & Hold for Rental
  • Bridge Loans for Re-finance and Standard Purchases
  • Foreclosure/Public Trustee Purchase Re-finance

How We Work

Colorado Short Term Funding (COST Fund) is a Colorado-based private capital, hard money lending, and private mortgage lender. We provide loans to private investors looking to aquire residential properties throughout the state of Colorado and the nation. You can be assured you will get the best service, funding, and information for your real estate deals.

Fast & Easy Qualification
Competitive Rates
No Hidden Fees
Personalized Service

Denver’s Upfront Lending

Unlike a traditional Denver loan company, our process doesn’t consume all of your time until you’ve missed out a potential investment. Our team works to secure you a short-term solution without the hassle of banks. The lender services we provide take into account in the value of real estate or your underlying collateral, so you can get creative financial assistance no matter your credit history. When you have a real estate opportunity in Denver, seek out a hard money lender who has the ability to get your investment started right.

  • Acquisition Loans

    COST Fund in Denver provides financing options of multiple varieties. When you’re looking to acquire a piece of real estate in the Denver area, contact our team of experts to get the quickest, most dependable acquisition financing. An acquisition loan is exactly what its name suggests, a loan designed to help acquire a piece of real estate. At COST Fund, you’ll be dealing directly with the decision makers so there are no surprises with the funding you receive.

  • Bridge Loans

    We at COST Fund are here to find which private money lending option best suits your needs and maximizes your Denver investment. It can be tricky finding out which loan is the best course of action for buying a piece of Denver real estate. We don’t expect you to know everything about short term loans, so don’t panic if you’re confused with which route to take. If you’re looking for a short term loan that provides immediate funds until you can find a more permanent financing option, a bridge loan may be the best option for you.

  • Cash Out Refinance Loans

    At COST Fund, we work with individuals who wish to acquire residential investment properties in Denver. There are a number of ways to go about this, and depending on your current financial state, one method may be more beneficial than another. If you’re currently in possession of a Denver property that has an abundance of home equity, you may be a candidate for a cash out refinance – or cash out refi for short. A cash out loan is a way to refinance your mortgage for more than you owe so you can take out the difference in spendable cash.

  • Value Add Loans

    COST Fund offers the ability for our customers to add to existing financing services for expenses such as property upgrades. Getting a loan to purchase a Denver property is only the first step, and a value add loan can help you fund the renovations you will make to the place after you purchase it. Our team of experts will sit down with you to get an understanding of the vision you have in Denver and do everything we can to bring it to life.

Trustworthy Denver Hard Money Lender

The reliability of a loan company should be one of the most important things you consider before getting short-term financing. Other companies in Denver might promise a lucrative deal, but in reality, or only looking to charge you as much as they can through fees. Our financing options in Denver aren’t looking to pump the most profit out of our borrowers but give you confidence in your investments’ ability to succeed. With about $250 million worth of transactions that we have already participated or personally invested in, discover what our Denver program can do for you.

Apply for a Hard Money Loan from COST Fund!

When you need the money to close your real estate deal, but don’t want to wait for credit from a slow-processing bank, turn to COST Fund. Our fast and easy qualification takes days instead of months to get you approved. We’ve provided hard money and private mortgage options, specializing in short term residential money services for the Greater Denver Metro for more than five years, with more than 600 acquisitions already processed. Apply today to get your process started!


Give us a call here at COST Fund, your choice Colorado lending company, for additional information on our financial lenders and loan opportunities!