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- Fast and easy qualification
- Competitive rates
- No hidden fees


Private Real Estate Hard Money Lender in Denver, CO

Colorado Short Term Funding (COST Fund) is a Colorado-based, private capital, hard money lender that strives to put its customers first while using our expertise to evaluate the Colorado residential real estate market. Over the past 5 years, we have served the greater Denver area as a hard money loan provider and private lender for 600+ acquisitions.  We specialize in the residential side of the real estate investment business so you can be assured we will give you the service you need for your residential investment lending and acquisitions. Denver residents and those a part of the greater Denver Metro area looking for a private lender that lives and breathes residential investment and hard money lending can trust COST Fund’s professional approach.

Our program is based on providing investors with timely and educated responses to their acquisition needs in Denver. Utilizing a private lending structure and a first deed of trust, our hard money loans focus on helping Denver borrowers get the private mortgage lending they need, much faster than with a traditional bank. This allows us to underwrite your loan in-house in a quick and responsive manner. Once you identify your investment property, we get our private lender team working to get your loan approved and on its way to the closing table. In turn, you are able to place more offers on more properties throughout the Denver Metro Area, knowing that you have a funding partner behind you committed to helping build your business.

Whatever your goals, we are ready to help in whatever capacity we can. Our capabilities as residential investment lenders, private mortgage lenders, and hard money lenders are at your disposal right here in Denver. Our team is committed to focusing on your needs and on your investment.

Our lending program is different than those of most hard money lenders. By utilizing our program, you will keep more money in your pocket and achieve a higher ROI. That’s because COST Fund offers options like no origination fee, interest-only payments, and our no prepayment penalty program. For more information, please refer to our Program section or give us a call. To start your loan application process today, simply Apply Now online!




In the world of finance and real estate there are two elements of every deal

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We realize time is of the essence in acquiring investment properties, so we try

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Our hard money loan terms are simple to understand for you the investor.

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A hard money loan is a loan in which the borrower receives funds secured by

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Colorado Short Term Funding (COST Fund) is a Colorado-based private capital, hard money lending, and private mortgage lender. We provide hard money loans to private investors looking to acquire residential properties throughout the state of Colorado and throughout the nation. The principals and employees of COST Fund understand how important service and performance are to our clients. Because we specialize in residential hard money loans, you can be assured you will get the service, funding, and information you need to get your real estate deals closed. We present you the opportunity to experience why we’re one of the best in the direct hard money lending business. COST Fund helps ensure your success in closing more deals by paying close attention to every detail of every transaction as your private hard money lender in Denver. Our upfront in-house underwriting and transparent dealings allow us to offer:

  • Fast and Easy Qualification
  • Competitive Rates
  • No Hidden Fees
  • Personalized Service


Because we specialize in residential hard money loans, we work much faster than any traditional bank you’d find in Denver or the greater Denver Metro area. We can even approve your loan and finance your investment acquisition in a matter of days, not months! If you’re in the market for a residential investment lender, private mortgage lender or hard money lender in Denver then don’t wait. Simply Apply Now to get your loan approval process started today!



Colorado Short Term Funding (COST Fund) is a private lending company that works exclusively with individuals and companies who wish to acquire residential investment properties. COST Fund’s Primary Private Lending Programs include:

  • Fix and Flip Investments

Investors who acquire “distressed properties” with the intention of rehabbing the property and placing back on the market within 1-10 months

  • Acquire and Hold for Rental

Investors who wish to purchase a property and rent to a third party tenant.

  • Bridge Loans for Re-finance and Standard Purchases

Investors who wish to refinance out of a current investment property to utilize leverage for other investments, or to purchase outright.

  • Foreclosure/Public Trustee Purchase Re-finance


We can re-finance investors who purchase properties at public trustee auctions as soon as they receive a Certificate of Purchase.



The principals of COST Fund have participated in, and/or personally invested in, approximately $250 million worth of transactions in both commercial and residential properties in Denver, the greater Denver Metro area, and beyond. The experience, knowledge, and background of each principal of COST Fund provide a wide breadth of knowledge that will provide added value for each transaction, from identification to close.

For more information on the principal’s of COST Fund and our work in Denver, please refer to our bios below.




Born and raised in Colorado, Brandon enjoys all that our great state has to offer. When he isn't working he is most likely either in Denver playing golf and catching up with friends or up in the mountains exploring or skiing. Brandon graduated from Colorado State University with a BA in Accounting and Computer Information Systems and went on to get his Masters at Denver University with a dual degree MBA and Masters of Finance. Brandon’s career path has taken him to many different areas of finance. He worked for Marsh USA as a commercial insurance broker before moving on to co-found Cedrus, which focuses on taking wealthy families from success to significance. While at Cedrus Brandon worked as Chief Financial Officer and at the same time assisted clients integrate their financial goals, passions, and purpose. Brandon is currently on the board of directors for Hope House of Colorado and Basketball Club International.


Born and raised in Colorado, Tyler has an appetite for adventure and experiencing the various outdoor recreation opportunities Colorado has to offer. When he isn't working he is most likely riding his bike, playing golf, or skiing. Tyler studied Speech Communications at Colorado State University before going on to obtain his Masters at Denver University with a dual degree MBA and Masters of Real Estate and Construction Management. Tyler's professional and educational career has consisted of various positions within the real estate industry, each uniquely building on his overall expertise. Tyler's experience includes working as a multifamily broker for a national real estate investment firm, an owner/manager for a private industrial investment group, and most recently as an acquisition manager for a Colorado based multifamily investment fund. Tyler currently sits on the Urban Land Institute's Young Leader's Executive Committee as well as the President's Advisory Council for Alaskan Christian College.


JESSE KAJER – Partner 


Jesse has focused his career investing in the place he loves most – Colorado. From his hometown near Telluride to his present-day residence in Denver, he’s spent 14 years building lasting value through meaningful, sustainable growth.

His career has taken him from being President and Broker at a luxury residential sales and marketing firm to developing the commercial real estate equity investment platform at Trinity One Group and, most recently, to Vice President of Real Estate Lending at Centennial Bank. His academic credentials include a B.S in Business Administration and Finance from the University of Colorado in Boulder and an International Masters of Business Administration from the University of Denver.

Much more than a weekend warrior, he pursues his passions outside of work through mountain biking, skiing and enjoying Colorado’s mountains.


Ben spent 18 years working in the sports industry with a primary focus of revenue generation for private companies such as IMG and Learfield. He also worked directly with universities such as Colorado State, Arizona and Wichita State on external communication endeavors such asincluding marketing, corporate sponsorships, licensing, branding and public relations. Ben received his B.S. in Business Administration from Colorado State University. While at CSU, Ben was named Senior Associate Athletic Director and helped negotiate stadium naming rights partnerships, multi-media rights agreements and the apparel partnership with Under Armour. Most recently, Ben was a founding member and Vice President of a division within Learfield, focused on new- business initiatives and strategic partnerships. Born and raised in Colorado, Ben enjoys spending time with his wife Chrissy, daughter Gianna and son Jaxon. You can typically find Ben on the ski slopes, fly-fishing, golfing or exploring our great country.

WILL RAIDLE – Transaction Manager

Will made his move to Colorado in 2009 from the Pacific Northwest and immediately fell in love with Colorado’s beautiful scenery and culture. Will is a recent graduate of the University of Colorado Denver Business School where he earned a Finance degree and a minor in Math. During college Will worked as an intern within the Credit and Operations departments at Centennial Bank, and is currently in the process of acquiring his real estate license. Outside of the office Will likes spending his time in the mountains skiing, snowboarding, and biking, and also enjoys creating, and collecting music.




Contact Us

Send a Request

Colorado Short Term Funding, LLC

2828 North Speer Blvd. #210-5
Denver, Co. 80211

Brandon Ideker - President
Email: [email protected]
Phone: 303.567.6333

Tyler Ideker - Vice President
Email: [email protected]
Phone: 303.567.6333